230 RICHARDS FERRY RD, Fredericksburg, VA 22406

• 4 beds |
• 4 baths |
• 3,190 sqft

Property Description

*** Veteran Assumable VA Loan ▪ 2.34% ▪ $340,000 ▪ Lakeview Loan*** Welcome to 230 Richards Ferry Rd — where privacy, space, and thoughtful updates come together beautifully. Set on 3.68 peaceful acres, this stunning 4-bedroom, 3.5-bath rambler offers over 3,100 square feet of comfortable living with an open floor plan, a fully finished basement, and room to truly breathe. Inside, the renovated kitchen steals the show with quartz countertops, marble backsplash, stainless steel appliances, generous cabinet storage, and a layout made for gathering. Recent interior updates include new windows and refreshed basement ceiling tiles, while major exterior improvements add even more peace of mind — including a deeper well, new water filtration system, paved driveway, extensive landscaping, HVAC replaced in 2018, roof replaced in 2019, and an oversized shed added in 2019. The backyard is ready for summer cookouts, garden parties, a vegetable garden, or simply enjoying a quiet evening under the Virginia sky. With an attached 2-car garage, main-level laundry, garden views, and an assumable VA loan opportunity at 2.34%, this home delivers the rare combination of charm, function, acreage, and financial appeal. Private, polished, and move-in ready — this one is easy to fall for.

Listing Status:

Active

Date Added:

June 12, 2026

Data Last Updated:

July 5, 2026 at 9:19PM

Listing Office:

Keller Williams Capital Properties : 5406598633

Listing Agent:

Alessandra Alessandra Finn : 5712662726

MLS ID:

VAST2050174

Interior

• General: Ceiling Fan(s)Combination Dining/LivingEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenKitchen - IslandKitchen - GourmetPrimary Bath(s)Water Treat SystemWet/Dry Bar
• Rooms: Living RoomDining RoomKitchenLaundryOfficeRecreation RoomBonus Room
• Appliances: Built-In MicrowaveDishwasherDryerRefrigeratorStoveWasher
• Laundry: Main Floor
• Basement: Full
• A/C: Central A/C
• Heating: Heat Pump(s)Electric
• Fireplace: BrickFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Gutter SystemAbove GradeBelow Grade
• Style: Ranch/Rambler
• Other Structures: DeckPatio
• Parking: Asphalt DrivewayPaved Driveway

Construction

• Roofing: Asphalt
• Windows: Bay bowDouble hung
• General: Vinyl SidingCombination1Permanent

Location

• Originating MLS: BRIGHT_MAIN
• School District: STAFFORD COUNTY PUBLIC SCHOOLS
• County: STAFFORD-VA

Lot

• Zoning: A134 54G
• View: Garden/Lawn

Utilities

• Water: Well
• Sewer: Septic Pump

Financial

• Source: BRIGHT_MAIN