1077 N INDEPENDENCE DR, Montross, VA 22520

• 3 beds |
• 2 baths |
• 1,981 sqft

Property Description

🌊 Elevated Potomac River Retreat | Turnkey & Fully Furnished Welcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginia’s Northern Neck. Perched high above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the water’s edge, the setting provides a unique vantage point—delivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed. Inside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand new—roof, flooring, appliances, fixtures, bathrooms, and finishes throughout—resulting in a home that feels fresh, modern, and turnkey. Large windows and seamless indoor–outdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breezes. ✨ What Makes This Property Stand Out Elevated Bluff Setting: Dramatic, protected river views with added privacy and long-term vantage above the Potomac. Efficient & Thoughtful Design: Renovated to maximize function and flow—perfect for buyers who value quality over excess square footage. Fully Furnished & Turnkey: Move right in or launch a short-term rental immediately—furnishings convey. Indoor–Outdoor Living: Multiple outdoor living areas expand usable space and enhance the lifestyle experience. Community Amenities: Access to community beaches, marina, pool, clubhouse, and recreational facilities. 📈 Investor Appeal & Rental Demand The Northern Neck continues to see strong demand for waterfront and water-view Airbnbs, particularly fully furnished, low-maintenance homes within a few hours of Washington, D.C., Northern Virginia, and Fredericksburg. This property’s views, condition, and turnkey nature make it especially attractive for short-term rental buyers seeking solid performance without the burden of major renovations. 💰 Unmatched Value on the Potomac To truly appreciate the opportunity at 1077 N Independence Dr, consider the broader market context. Comparable riverfront or river-view properties along the Potomac in Northern Virginia—particularly in areas like McLean—regularly command $2M+ price points, often with less dramatic views and far higher density. Here, you’re getting elevated, unobstructed panoramic Potomac views, a fully renovated and furnished home, and a turnkey lifestyle—all at a fraction of that cost. Simply put, this property delivers significantly more view, more privacy, and more lifestyle per dollar than nearly anything else on the river. Whether you’re looking for a lock-and-leave second home, a stylish primary residence, or a high-demand short-term rental, 1077 N Independence Dr delivers an elevated river lifestyle that prioritizes views, experience, and simplicity... A value proposition that is exceptionally hard to replicate anywhere closer to D.C. Come see why this setting, design, and location make all the difference—this isn’t about size, it’s about how it lives. 🌅

Listing Status:

Active

Date Added:

January 16, 2026

Data Last Updated:

May 21, 2026 at 2:17AM

Listing Office:

Samson Properties : 7033788810

Listing Agent:

Michael Thrash : 7037172767

MLS ID:

VAWE2010350

Interior

• General: Floor Plan - OpenRecessed LightingAtticBathroom - Walk-In ShowerCeiling Fan(s)Family Room Off KitchenKitchen - Eat-InKitchen - IslandWood Floors
• Appliances: Stainless Steel AppliancesDishwasherDryer - Front LoadingDryer - ElectricMicrowaveOven - Self CleaningRefrigeratorIcemakerStoveWasherWaterHeater
• Laundry: Dryer In UnitWasher In Unit
• A/C: Central A/C
• Heating: CentralElectric
• Disability Feature: Doors - Swing In

Exterior

• General: Above GradeBelow Grade
• Style: Colonial
• Other Structures: PorchBalcony
• Parking: Unpaved

Construction

• Roofing: Shingle
• Windows: Sliding
• General: Aluminum SidingBrick2Slab

Location

• HOA Amenities: BeachBoat Dock/SlipBasketball CourtsBoat RampClub HouseExercise RoomMarina/Marina ClubNon-Lake Recreational AreaPool - OutdoorVolleyball CourtsTot Lots/PlaygroundWater/Lake PrivilegesTennis CourtsPicnic AreaCommon Area MaintenanceRecreation FacilityRoad MaintenanceSnow Removal54.0Monthly
• Originating MLS: BRIGHT_MAIN
• School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
• County: WESTMORELAND-VA

Lot

• Zoning: R122B 164
• View: PanoramicRiverStreetTrees/WoodsWater
• Waterfront: 160

Utilities

• Water: Public
• Sewer: Gravity Sept Fld

Financial

• Source: BRIGHT_MAIN