140 GARDENIA DR, Stafford, VA 22554

• 4 beds |
• 4 baths |
• 3,154 sqft

Property Description

UNIQUE VA LOAN ASSUMPTION OPPORTUNITY AVAILABLE AT 2.875%! Qualified buyers may have the rare opportunity to assume the seller's existing VA loan, offering significant savings compared to many of today's market interest rates. This assumption opportunity could provide substantial long-term savings and increased purchasing power. Welcome to the lifestyle buyers are searching for in Stafford County. Nestled in the award-winning community of Embrey Mill, this beautifully maintained 4-bedroom, 3.5-bath home offers the perfect combination of modern living, outdoor enjoyment, and unmatched convenience. Imagine starting your morning with a walk along scenic community trails, grabbing coffee at the neighborhood bistro, and still being just minutes from I-95, Quantico, commuter lots, the VRE, shopping, and dining. This is the kind of location that makes everyday life easier while providing the neighborhood atmosphere buyers love. Inside, the highly sought-after open floor plan is designed for the way people live today. Sunlight fills the spacious main level, creating an inviting space where family and friends naturally gather. The kitchen serves as the centerpiece of the home, featuring stylish open shelving, abundant workspace, and seamless flow into the dining and living areas—perfect for hosting game days, holiday celebrations, or quiet evenings at home. Upstairs, the spacious primary suite offers a peaceful retreat after a long day, complete with a private en-suite bath and generous closet space. Additional bedrooms provide flexibility for family, guests, home offices, or hobbies. The finished lower level delivers even more living space, offering endless possibilities for a media room, recreation area, fitness space, guest accommodations, or multi-generational living. Step outside and discover what truly sets this home apart. The expansive rear deck overlooks a fenced backyard designed for entertaining, relaxing, and making memories. Whether you're hosting summer cookouts, enjoying evenings under the stars, or watching pets and children play, this outdoor space becomes a natural extension of the home. A desirable rear-entry two-car garage enhances both curb appeal and functionality while preserving the charming streetscape that makes Embrey Mill one of North Stafford's most sought-after communities. Residents enjoy access to resort-style amenities including multiple pools, a fitness center, clubhouse, dog parks, playgrounds, sports fields, miles of walking trails, a neighborhood café, and a full calendar of community events that create a true sense of connection. If you've been searching for a move-in ready home that offers space, flexibility, outdoor living, top-tier amenities, and one of Stafford's most desirable locations, this is the opportunity you've been waiting for.

Listing Status:

Active

Date Added:

May 8, 2026

Data Last Updated:

July 6, 2026 at 7:16AM

Listing Office:

Berkshire Hathaway HomeServices PenFed Realty : 5407359176

Listing Agent:

Stephanie Hiner : 5406219355

MLS ID:

VAST2049012

Interior

• General: Breakfast AreaFamily Room Off KitchenKitchen - IslandDining AreaChair RailingsUpgraded CountertopsCrown MoldingsPrimary Bath(s)Wood FloorsRecessed LightingFloor Plan - Open
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3KitchenFamily RoomBedroom 1Great RoomLaundry
• Appliances: Washer/Dryer Hookups OnlyDishwasherDisposalExhaust FanIcemakerMicrowaveOven/Range - GasRange HoodRefrigeratorWaterHeater
• Laundry: Main Floor
• Basement: Connecting stairwaySump pumpFullHeatedImprovedPartially finished
• A/C: Heat Pump(s)
• Heating: Heat Pump(s)Natural Gas
• Disability Feature: Other

Exterior

• General: SidewalksAbove GradeBelow Grade
• Style: Colonial
• Other Structures: Deck

Construction

• Roofing: Asphalt
• General: Vinyl Siding3Concrete Perimeter

Location

• HOA Amenities: Bar/LoungeBike TrailCommon GroundsCommunity CenterDining RoomsExercise RoomFax/CopyingFitnessCenterJog/Walk PathMeeting RoomPicnic AreaPool - OutdoorRecreational CenterSwimming PoolClub HouseTot Lots/PlaygroundSnow RemovalRoad MaintenancePool(s)Recreation FacilityTrash143.0Monthly
• Originating MLS: BRIGHT_MAIN
• School District: STAFFORD COUNTY PUBLIC SCHOOLS
• County: STAFFORD-VA

Lot

• Zoning: PD229G 3 323
• Fencing: RearOther

Utilities

• Utilities: Cable tv availableNatural gas available200 amp service
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN