522 12th Street, Bellingham, WA 98225

• 3 beds |
• 2 baths |
• 968 sqft

Property Description

Perched on Fairhaven's coveted South Hill, this charming duplex delivers something increasingly rare, sweeping Bellingham Bay views and immediate income, all in one of the city's most walkable, well-connected neighborhoods. Each of the two mirror-image units offers a private entrance, one bedroom, full bath, kitchen, and living room, making it equally suited for an owner-occupant looking to offset their mortgage, or an investor seeking steady, reliable rental returns. The location speaks for itself. Steps from Fairhaven Village, Boulevard Park, and Western Washington University, demand for rentals here is consistent and strong — and the lifestyle appeal makes attracting quality tenants effortless. For those with a longer horizon, the upside gets even more compelling; the lot supports potentially 2–3 modern townhomes, representing a significant development opportunity in a market that is hungry for new housing in established, amenity-rich neighborhoods. Whether you're live-in investment, building a rental portfolio, or positioning for a future redevelopment, this is a versatile asset in one of Bellingham's most sought-after corridors. With views, walkability, and land value all in one, Fairhaven properties like this are rare.

Listing Status:

Active

Data Last Updated:

April 3, 2026 at 5:19PM

Listing Office:

Coldwell Banker Bain : 360-734-3420

Listing Agent:

Wayne Kwiatkowski : 360-734-3420

MLS ID:

2493835

Interior

• General: FireplaceWater Heater
• Appliances: RefrigeratorStove(s)/Range(s)
• Basement: None
• Flooring: Laminate
• A/C: None
• Heating: See Remarks
• Fireplace: GasFireplaceFireplaces: 2

Exterior

• General: WoodWood Products
• Parking: DrivewayOff StreetParking spaces: 0

Construction

• Roofing: Composition
• General: TwoPoured Concrete

Location

• HOA Amenities: 0.0
• Originating MLS: nwmls
• School District: Bellingham
• County: Whatcom

Lot

• Topography: Partial Slope
• Zoning: 3702011174480000
• View: BayCityOceanSeaSoundView

Utilities

• Water: Community
• Sewer: Sewer Connected

Financial

• Source: nwmls