381 Mill Street, Osceola, WI 54020

• 4 beds |
• 3 baths |
• 1,494 sqft

Property Description

NEW PRICE + BUYER INCENTIVE! Now offered at $368,500! Take advantage of a seller-paid credit of up to 2% of the purchase price—up to $7,370 at full price—to use toward allowable closing costs and/or an interest-rate buydown, subject to lender approval. A great opportunity to reduce your upfront costs or potentially lower your monthly payment while moving into a BRAND-NEW HOME! Welcome to 381 Mill Street in Osceola’s desirable Gateway Meadows community. This move-in-ready 4-bedroom, 3-bath new construction home combines modern finishes, thoughtful upgrades, a 3-car garage, and NO HOA—all approximately 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, an electric fireplace with TV mount, and a beautiful kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package. A versatile main-floor 4th bedroom is perfect for guests, a home office, or flex space, with a nearby ¾ bath featuring a tiled shower. Upstairs you'll find 3 additional bedrooms, including a spacious owner’s suite with private bath and walk-in closet, plus the convenience of second-floor laundry. Quality and efficiency continue with a high-efficiency tankless water heater, in-floor radiant heat tubing already installed in the concrete slab for future connection, insulated garage walls, professionally installed gutters, security cameras, and a low-maintenance concrete driveway. The attached 3-car garage provides excellent space for vehicles, storage, toys, or hobbies. Outside, the large backyard offers plenty of room for entertaining, pets, gardening, play space, or creating your own outdoor retreat. Additional landscaping can be completed with the buyer’s vision in mind at an additional cost. Enjoy nearby historic downtown Osceola, parks, trails, Interstate State Park, shopping, dining, and everyday conveniences. NEW CONSTRUCTION. NO HOA. 3-CAR GARAGE. 4 BEDROOMS. $368,500 + UP TO $7,370 BUYER CREDIT. Don't just scroll past this one—come see what your money buys at 381 Mill Street. Schedule your private showing today!

Listing Status:

Active

Data Last Updated:

September 22, 2026 at 9:17PM

Listing Office:

National Realty Guild : 651-330-8001

MLS ID:

7113140

Interior

• Appliances: DishwasherMicrowaveRangeRefrigeratorStainless Steel AppliancesTankless Water Heater
• Dining: 0
• Basement: None
• A/C: Central Air
• Heating: Forced AirIn-Floor Heating
• Fireplace: FireplaceFireplaces: 1

Exterior

• General: Vinyl
• Parking: Attached GarageInsulated Garage

Construction

• Roofing: Age 8 Years or LessAsphalt
• General: TwoSlab

Location

• Road/Access: City StreetPaved Streets
• HOA Amenities: 0.0
• Originating MLS: northstar
• School District: Osceola
• County: Polk

Lot

• Zoning: 165008440004

Utilities

• Utilities: 200+ Amp Service
• Water: City Water/Connected
• Sewer: City Sewer/Connected

Financial

• Source: northstar