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24
Photos
3
beds
2
baths
1,242
sqft
Built in
1962
Home, pond and 2+ acres located just minutes from both Bloomington and Spencer. This well maintained home has three bedrooms and 1 ½ baths. The kitchen has been updated and includes all appliances. The heat pump furnace and central air are 9 months old, but heating with the wood stove is also an option that keeps utility bills low. High speed internet is available via Xfinity or the new REMC fiber. Cell signal is great, too! Electric bill averages $189/month. Other updates include roof (2022), septic pumped (March 2024), paint (March 2024). A 24'x24' detached garage has workshop space. There is also a 10'x15' shed. The covered back deck overlooks the property and pond. With an acceptable offer, seller will consider a $5000 flooring allowance. Walk through video available on YouTube.
Features & Amenities
Interior
- Basement:
- Slab
- A/C:
- Central Air
- Heating:
- Electric,Wood,Heat Pump
- Fireplace:
- Wood Burning Stove, Fireplace, Fireplaces: 1
Exterior
- General:
- Stone
Construction
- General:
- One Story, Slab
Location
- HOA Amenities:
- Not Applicable
- School District:
- Spencer-Owen Community Schools
Lot
- Zoning:
- IN E 1/2 NE S33 T10 R3 2.13A, 60-10-33-100-190.000-027
Utilities
- Water:
- City
This listing courtesy of:
Deb Tomaro Real Estate, Deborah Tomaro
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About Spencer, IN
Housing
- Number of Units
- 5,132
- Median Home Value
- $130,803
- Median Rent
- $513
20.08% of housing units are renter occupied.
9.09% are vacant.
Commute
- Car
-
81.38%
- Public Transportation
-
0.06%
- Walk to Work
-
2.12%
- Work from Home
-
16.03%
- Other
-
0.40%
The median travel time to work is 26 minutes.
People
- Population
- 11,481
- Median Age
- 45.20
- Median Household Size
- 2.53
Education
- High School
-
43.59%
- Associate’s Degree
-
7.05%
- Bachelor’s Degree
-
11.09%
- Graduate Degree
-
4.55%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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