109 Mill Street, Theresa, NY 13691

$310,000 Asking Price

4 beds
2 baths
2,187  sqft
Built in 1860

Discover the perfect blend of comfort and convenience in this fully renovated 4-bedroom, 2-bathroom home. With an impressive 2187 sqft layout, this home features a stunning open-concept kitchen, dining, and living area, complete with stainless steel appliances and sleek hardwood floors. Enjoy the practicality of a mudroom and an attached garage, enhancing your daily convenience. Nature lovers will revel in the property’s exclusive 133 feet of waterfront on the scenic Indian River, perfect for tranquil mornings. Your new home is designed for all seasons, equipped with new spray foam insulation and a powerful 14,000 BTU window air conditioner ensuring year-round comfort. Located within walking distance to Theresa Primary School, post office and downtown. The backyard offers a fully fenced area. Offering an assumable mortgage at 5.6% and a seller open to negotiation, this property is not only a peaceful haven but also a smart financial choice. Experience budget-friendly living with municipal power, making this a home that meets the needs of practicality and style. Don't miss out on this incredible opportunity—your dream home awaits!


Features & Amenities

Interior

General:
Ceiling Fan(s),Cathedral Ceiling(s),Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Main Level Primary,Primary Suite
Appliances:
Dryer,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
Laundry:
In Basement
Basement:
Full
Flooring:
Carpet,Varies
Heating:
true, Propane,Forced Air
Fireplace:
Fireplaces: 0

Exterior

General:
Blacktop Driveway,Deck,Fully Fenced,Fence
Style:
Historic/Antique
Parking:
Attached

Construction

Windows:
Thermal Windows
General:
Vinyl Siding,PEX Plumbing, 1, Stone

Location

Road/Access:
Main Thoroughfare
Originating MLS:
NYS
School District:
Indian River
County:
Jefferson

Lot

Zoning:
225601-023-080-0002-028-000
Fencing:
Full,Partial

Utilities

Utilities:
Cable Available,High Speed Internet Available,Sewer Connected,Water Connected, Circuit Breakers
Water:
Connected,Public
Sewer:
Connected

Financial

Source:
NYS
Listing Agent Compensation:
0
NA Compensation:
Compensation is based on net sales price (purchase price minus seller concessions)

This listing courtesy of:
eXp Realty, Ricky Gates

About Theresa, NY

Housing

Number of Units
1,619
Median Home Value
$142,161
Median Rent
$632

28.95% of housing units are renter occupied.

28.29% are vacant.

Commute

Car
76.73%
Public Transportation
0.00%
Walk to Work
0.43%
Work from Home
21.72%
Other
0.70%

The median travel time to work is 23 minutes.

People

Population
3,126
Median Age
35.80
Median Household Size
2.66

Education

High School
36.64%
Associate’s Degree
17.71%
Bachelor’s Degree
7.46%
Graduate Degree
6.37%

Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.

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