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24
Photos
620 West Cottage Lane, Deruyter, NY 13052
$699,900 Asking Price
$---/mo Est. Payment Get Prequalified »
3
beds
2
baths
1,626
sqft
Built in
1998
This year-round cape style home has beautiful lake views with a large covered front porch.The kitchen is open with natural wood cabinets, Corian countertops, and a front facing window with views of the lake. A dining room with a sliding door overlooking the lake. The living room design is cozy and comfortable with a picture window.The Owners bedroom on first floor with direct access to the full bathroom with separate shower and garden tub. The Owners also has direct access to the office. The rooms on the first floor all open to each other to create an easy flow from one to the other.Two second floor bedrooms and full bathroom are perfect for hosting guests. A second-floor windowed storage room is large enough that it has been used comfortably as an additional sleeping room. The second floor has comfortably supported 10 people.1600 Sq Ft heated attached floored garage, unheated loft, and an additional 1200 Sq Ft floored pole barn for storage.Key utility features include a dual boiler system that provides heat and hot water to maximize winter living savings, water softener, and a septic system that was over-designed in anticipation of additional summer guests.
Features & Amenities
Interior
- General:
- Dining Area,Separate/Formal Living Room,Home Office,Pantry,Storage,Solid Surface Counters,Main Level Primary,Programmable Thermostat,Workshop
- Appliances:
- Dryer,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Microwave,Oil Water Heater,Refrigerator,Range Hood,See Remarks,Water Heater,Washer
- Laundry:
- Main Level
- Basement:
- Crawl Space
- Flooring:
- Carpet,Laminate,Varies,Vinyl
- A/C:
- Other,See Remarks,Zoned
- Heating:
- true, Coal,Oil,Other,See Remarks,Zoned,Baseboard,Hot Water
- Fireplace:
- Fireplaces: 0
Exterior
- General:
- Blacktop Driveway,Gravel Driveway,Patio,Private Yard,See Remarks,TV Antenna, Barn(s),Outbuilding,Second Garage
- Style:
- Cape Cod,Two Story
- Other Structures:
- Barn(s),Outbuilding,Second Garage
- Parking:
- Attached,Driveway,Garage Door Opener
Construction
- Roofing:
- Pitched,Shingle
- General:
- Vinyl Siding, 2, Block,Poured,Slab
Location
- Road/Access:
- Private Road
- Originating MLS:
- NYS
- School District:
- DeRuyter
- County:
- Madison
Lot
- Zoning:
- 252489-176-009-0001-004-000-0000
Utilities
- Utilities:
- Cable Available,High Speed Internet Available
- Water:
- Well
- Sewer:
- Septic Tank
Financial
- Source:
- NYS
- Listing Agent Compensation:
- 0
- NA Compensation:
- There is a 3% Buyer Agent Commission, less a $350 Administration fee due at closing from the buyer's brokerage to the listing brokerage.
This listing courtesy of:
KARTEN REAL ESTATE SERVICES LLC, Mark Karten
Monthly Payment
Disabled 10% or more?
Used a VA Loan before?
Eligible for BAH?
Do you have dependents?
Your BAH amount is for the military housing area.
Loan term (number of years)
Property taxes are generally around 1.2% of the home’s value, but may vary based on location.
Annual homeowners insurance is typically 0.35% of the home’s value but can vary based on insurer.
$---
Est. Payment *
- Principal & Interest $--
- Taxes $--
- Insurance $--
- VA Funding Fee $--
$--- Est. Payment - $--- BAH = $--- Remaining
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About De Ruyter, NY
Housing
- Number of Units
- 764
- Median Home Value
- $111,172
- Median Rent
- $494
17.18% of housing units are renter occupied.
26.53% are vacant.
Commute
- Car
-
84.09%
- Public Transportation
-
0.33%
- Walk to Work
-
1.47%
- Work from Home
-
13.25%
- Other
-
0.83%
The median travel time to work is 28 minutes.
People
- Population
- 1,336
- Median Age
- 46.50
- Median Household Size
- 2.60
Education
- High School
-
39.83%
- Associate’s Degree
-
14.61%
- Bachelor’s Degree
-
12.45%
- Graduate Degree
-
6.76%
Disclaimer: Community and Demographic information uses data from the U.S. Census Bureau but is not endorsed or certified by the Census Bureau.
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