3.5% assumable mortgage on remaining loan balance & priced under recent appraisal! Welcome to your serene retreat nestled on a peaceful cul-de-sac! This 4-BR, 1 1/2 bath home offers a perfect blend of comfort and natural beauty just waiting for your personal touches. A few updates such as paint, flooring, & new appliances will bring this home back to its true potential. As you step inside, you're greeted by a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The heart of the home is the kitchen, with eat in breakfast area & laundry room/pantry! Adjacent is the formal dining area & den, ideal for sharing meals and conversation with family & friends. Three additional bedrooms provide versatility for a growing family, home office, or guest rooms. Step outside to your private oasis, where a sprawling garden space awaits your green thumb surrounded by bountiful nature & a rambling creek. Included is an insulated shed/workshop with electric!