$919,000

44 Tierra Montanosa, Rancho Santa Margarita, CA 92688

3 beds |
3 baths |
1,487 sqft

Town Home
Built in 1996
0.68acre lot
2 car garage
$618/sqft
Listed 21 days ago

Property Description

** Sellers are highly motivated ** " Home insurance is covered by HOA. " The homeowner pays for interior ONLY. This upgraded Rancho Santa Margarita home features a downstairs in-law suite with a full bath, along with " 3 bedrooms and 3 full bathrooms " in a quiet, tree-lined community with Saddleback Mountain views. The open layout offers high ceilings, abundant natural light, and luxury vinyl plank flooring throughout, with updated lighting and a refreshed fireplace. The remodeled kitchen includes updated cabinetry, new countertops and backsplash, upgraded fixtures, and quality appliances. Upstairs are two en-suite bedrooms, including a spacious primary suite with a custom walk-in closet, dual vanity, smart mirrors, barn door detail, and a rain shower. Recent improvements include newer HVAC and water heater, whole-house water filtration with reverse osmosis, paid smart security system, EV charger, garage upgrades, and fresh interior paint. The HOA has recently replaced the roof and sealed the skylight. Enjoy a private patio, resort-style amenities nearby, a two-car garage, guest parking, top-rated schools, and no Mello-Roos.

Listing Status:: Active
Date Added:: January 28, 2026
Data Last Updated:: February 7, 2026 at 10:19PM
Listing Office:: HomeSmart, Evergreen Realty : 949-753-7888
Listing Agent:: Michael Pajouhesh : 949-836-5030
MLS ID:: OC26013071

General: BalconyHigh CeilingsLiving Room Deck AttachedOpen FloorplanAtticBedroom on Main LevelMain Level Primary
Appliances: Gas OvenGas Water HeaterMicrowaveRefrigeratorWater SoftenerWater To RefrigeratorWater PurifierDryerWasher
Laundry: Washer HookupGas Dryer HookupInsideLaundry Room
Flooring: LaminateWood
A/C: Central Air
Heating: Central
Fireplace: GasLiving RoomFireplace

Pool: CommunityAssociation
Parking: Door-MultiDirect AccessElectric Vehicle Charging Station(s)GarageGarage Door OpenerParking spaces: 2

Roofing: Spanish Tile
General: 2

HOA Amenities: Outdoor Cooking AreaBarbecuePicnic AreaPickleballPoolSpa/Hot Tub518.0Monthly
Originating MLS: CRMLS_CRM
School District: Saddleback Valley Unified
County: Orange

Zoning: 93812283
View: CanyonMountain(s)Trees/WoodsView

Utilities: Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: CRMLS_CRM

Presented by Veterans United Realty

This listing courtesy of Michael Pajouhesh , HomeSmart, Evergreen Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Melinda Heights Elementary School

21001 Rancho Trabuco, Rancho Santa Margarita, CA, 92688

Grades KG-6

0.22 miles away

Rancho Santa Margarita Intermediate School

21931 Alma Aldea, Rancho Santa Margarita, CA, 92688

Grades 7-8

1.58 miles away

Trabuco Hills High School

27501 Mustang Run, Mission Viejo, CA, 92691

Grades 9-12

2.11 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.