39286 Hart Cir, Elizabeth, CO 80107

• 3 beds |
• 3 baths |
• 1,863 sqft

Property Description

Rare 2.875% Assumable FHA Loan Opportunity! Welcome to this beautifully maintained 3-bedroom, 3-bath home in the desirable Independence community of Elizabeth. Thoughtfully positioned backing to expansive open space, this home combines modern comfort, functional living spaces, and an exceptional setting. Step inside from the covered front porch to a bright, open-concept main level where the kitchen, dining area, and living room flow seamlessly together. The kitchen offers generous workspace and storage and opens directly to the main living areas, creating an inviting space for everyday living and entertaining. Upstairs, the spacious primary suite features a private en-suite bathroom and large walk-in closet. Two additional bedrooms, a full bathroom, and a conveniently located upstairs laundry room complete the upper level. The unfinished basement provides excellent potential for future expansion, additional living space, storage, or customization. Outside, enjoy fully landscaped front and back yards along with the added privacy and peaceful views provided by the open space behind the home. A 3-car garage offers plenty of room for vehicles, storage, hobbies, and recreational gear. Residents of Independence also enjoy access to community amenities, including scenic trails, a community pool, and fitness facilities. Financing opportunity: Qualified buyers may have the opportunity to assume the seller's existing FHA mortgage at an approximately 2.875% interest rate, subject to lender approval, buyer qualification, loan assumption requirements, and verification of all loan terms and balances. Don't miss the opportunity to own a beautifully maintained home with an outstanding combination of space, location, amenities, and potentially significant financing advantages.

Listing Status:

Active

Data Last Updated:

August 20, 2026 at 2:23PM

Listing Office:

Mackenzie Jackson LLC : 719-257-8023

Listing Agent:

Alexis Smith : 719-257-8023

Contact:

719-257-8023

MLS ID:

7058077

Interior

• Basement: Unfinished
• A/C: Central Air
• Heating: Forced Air

Exterior

• Other Structures: Patio
• Parking: Attached

Construction

• Roofing: Composition
• General: FrameTwo

Location

• HOA Amenities: Tennis Court(s)PoolPlaygroundFitness CenterParkTrash0.0Other
• Originating MLS: ires
• School District: Elizabeth C-1
• County: Elbert

Utilities

• Water: City
• Sewer: Public Sewer

Financial

• Source: ires
• Exclusions: Seller's personal property and any staging itemsfurnituredecorand other non-fixture items are excluded unless otherwise agreed to in writing.