3520 SW 3rd TER, Cape Coral, FL 33991
- 4 beds |
- 3 baths |
- 2,986 sqft
Single-Family Home
Built in 2006
10,019sqft lot
2 car garage
$502/sqft
Listed 1 month ago
Property Description
Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.
- Listing Status:
- Active
- Date Added:
- August 23, 2026
- Data Last Updated:
- September 30, 2026 at 3:08AM
- Listing Office:
- Century 21 Selling Paradise : (239) 542-5777
- MLS ID:
- 2026034105

- General: Boat Dock PrivateBoat LiftCaptain's WalkComposite DockElec Avail at dockWater Avail at DockBalcony
- Style: Two StorySingle Family
- Pool: Below GroundConcreteElectric HeatSalt WaterScreen Enclosure
- Parking: AttachedParking spaces: 2
- Roofing: Tile
- General: Concrete BlockStucco2Concrete Block
- Road/Access: Paved
- HOA Amenities: 0.0
- Originating MLS: Florida Gulf Coast
- County: Lee
- Zoning: R1CAPE CORAL UNIT 58 BLK 5351 PB 23 PG 137 LOTS 10 + 1118-44-23-C1-05351.0100
- View: CanalWaterView
- Restrictions: No CommercialNo RV
- Water: Assessment UnpaidCentral
- Source: Florida Gulf Coast
This listing courtesy of Century 21 Selling Paradise
Monthly Payment
- Principal & Interest $
- Property Taxes $
- Home Insurance $
- VA Funding Fee $






