$439,000

3202 PINE SHADOW DRIVE, Land O Lakes, FL 34639

3 beds |
2 baths |
1,456 sqft

Single-Family Home
Built in 1984
0.25acre lot
2 car garage
$302/sqft
Listed 18 days ago

Property Description

Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!

Listing Status:: Active
Date Added:: October 25, 2026
Data Last Updated:: November 12, 2026 at 11:20PM
Listing Office:: AMETHYST PROPERTY ADVISORS LLC : 954-842-8683
Listing Agent:: Viral Doshi : 954-842-8683
Contact:: 954-842-8683
MLS ID:: TB8561275

General: High CeilingsOpen FloorplanStone CountersThermostat
Appliances: DishwasherDryerMicrowaveRangeRefrigeratorWasher
Laundry: In Garage
Flooring: Tile
A/C: Central Air
Heating: Electric
Eco/Green Feature: Solar

General: OtherPrivate Mailbox
Parking: Driveway

Roofing: Shingle
General: BlockOneSlab

Road/Access: Asphalt
Originating MLS: Stellar MLS
County: Pasco

Zoning: PUDUNREC PLAT LAKE PADGETT LOT A-28 DESC AS BEG 602.42 FT SOUTH & 1384.87 FT EAST OF SE COR OF LOT 49 LAKE PADGETT ESTATES PER PLAT BOOK 8 PG 117 TH N2DEG 42'30"E 100 FT TH S87DEG 17'30"E 110 FT TO SHORE OF CANAL TH SOUTH ALG MEANDERS OF SAID CANAL TO P OINT S87DEG 17' 30"W 110 FT FROM POB TH N87DEG 17'30"W 110 FT TO POB18-26-24-006.0-000.00-A28.0
View: Water

Utilities: Electricity Connected
Water: Well
Sewer: Septic Tank

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Viral Doshi , AMETHYST PROPERTY ADVISORS LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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