22523 WILLOW LAKES DRIVE, Lutz, FL 33549

• 4 beds |
• 3 baths |
• 2,359 sqft

Property Description

Live the ultimate Florida lake life in this stunning one-of-a-kind custom-built home. Situated on a 1/4-acre lot with no CDD fees, this exceptional residence offers approximately 2,881 total square feet of living space (2,359 sq ft main living area plus a 522 sq ft bonus room) and features direct access to a beautiful natural lake with your own private sand beach and 250 sq ft dock — perfect for boating and fishing. This custom home boasts 4 bedrooms and 3 full bathrooms with thoughtful upgrades throughout. As you enter, you’ll appreciate the tile and laminate flooring (no carpet anywhere), a formal dining room, a formal living room, and a spacious family/TV room. The gourmet eat-in kitchen shines with granite counters, LG stainless steel appliances, and a skylight in the kitchen/pantry hallway. Just off the kitchen, a dedicated 200 sq ft office provides a quiet workspace away from the main living areas. The luxurious master suite offers His and Her closets along with a spa-like master bath featuring a jetted tub, steam shower enclosure, and a Washlet bidet toilet. The home also features a versatile multi-use 522 sq ft Bonus/Theater Room with stunning lake views, a 3D projector with remote-controlled 110” roll-down movie screen, and a storage closet with a separate entrance. This flexible space is ideal for movie nights, a home office, guest suite, game room, or additional entertaining area. Throughout the main living area you will find an elegant fireplace with decorative woodwork mantle, granite surround and brick detail, a casual entertainment bar area, a laundry room with premium LG washer and dryer, and utility sink and cabinets. The home also includes a tankless electric water heater and a 6-ton A/C system with UV sanitizer. The true highlight of this home is the spectacular waterfront pool area. Step outside to your private resort-style backyard oasis on the natural lake. Enjoy a solar-heated, salt-chlorinated pool with a beautiful natural rock waterfall, a fully screened lanai with pavers, and a 5-person Jacuzzi with cover. There is a full outdoor kitchen with gas BBQ, electric cooktop, granite counters, sink, and cabinetry. Multiple entertainment areas include a 200 sq ft deck with SunSetter retractable awning, a 400 sq ft covered party deck under a pergola with roof, and an additional SunSetter awning. The professionally landscaped grounds feature concrete curbing, flower beds, an automatic sprinkler system, rain gutters, and a Tesla Generation III charging station. Built for Florida living, this home includes full hurricane protection with 3M film on all windows, electric hurricane shutters, and ballistic fabric for the entry doors. It is also generator-ready with an exterior hookup and panel bypass, features a 50-year dimensional shingle roof, and offers a 3-car driveway, 2-car garage, paved walkway, and front porch. This rare custom lakefront property perfectly blends luxury, functionality, and incredible outdoor living in the desirable Lutz area. It is also just a short drive to the Tampa Premium Outlets, The Grove at Wesley Chapel (Krates), and major interstates. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

Listing Status:

Active

Date Added:

June 22, 2026

Data Last Updated:

June 27, 2026 at 2:21AM

Listing Office:

AGILE GROUP REALTY : 813-569-6294

Listing Agent:

Ginamarie Carbonaro : 813-590-1018

MLS ID:

TB8520371

Interior

• General: Ceiling Fans(s)Chair RailCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorWalk-In Closet(s)Window Treatments
• Rooms: Bonus RoomDen/Library/OfficeStorage Rooms
• Appliances: DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorTankless Water HeaterWasher
• Laundry: Laundry Room
• Flooring: Ceramic TileLuxury VinylTileWood
• A/C: Central AirMini-Split Unit(s)
• Heating: CentralHeat Pump
• Fireplace: Family RoomFireplace

Exterior

• General: Awning(s)French DoorsHurricane ShuttersOutdoor GrillOutdoor Kitchen
• Style: Mediterranean
• Other Structures: Outdoor Kitchen
• Pool: Child Safety FenceChlorine FreeHeatedIn GroundSalt WaterScreen EnclosureSolar Heat
• Parking: Driveway

Construction

• Roofing: Shingle
• Windows: Skylight(s)Aluminum FramesDrapesShuttersStorm Window(s)Tinted WindowsWindow Treatments
• General: ConcreteStuccoOneSlab

Location

• Road/Access: Asphalt
• HOA Amenities: 59.0Monthly
• Originating MLS: Stellar MLS
• County: Pasco

Lot

• Zoning: MPUDWILLOW BEND UNIT B-2 PB 33 PGS 110-115 LOT 54 SUBJECT TO DRAINAGE & PERPETUAL EASEMENT PER OR OR 3886 PG 95631-26-19-0060-00000-0540
• View: Water
• Fencing: Vinyl

Utilities

• Utilities: BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedFiber OpticsFire HydrantPhone AvailableSewer AvailableSewer ConnectedSprinkler MeterWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple