3157 N CANAL DRIVE, Palm Harbor, FL 34684

• 5 beds |
• 4 baths |
• 4,496 sqft

Property Description

Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

Listing Status:

Active

Date Added:

May 25, 2026

Data Last Updated:

June 26, 2026 at 1:23AM

Listing Office:

PREMIER COMMUNITY REALTY INC : 727-808-1288

Listing Agent:

Brett Schroder : 727-808-1288

MLS ID:

TB8504097

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Chair RailCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Wet Bar
• Appliances: Bar FridgeBuilt-In OvenConvection OvenCooktopDishwasherDisposalDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRangeRefrigeratorWasherWater SoftenerWine Refrigerator
• Laundry: Electric Dryer HookupInsideLaundry RoomOther
• Flooring: CarpetMarbleVinyl
• A/C: Central Air
• Heating: CentralHeat Pump
• Fireplace: Free StandingLiving RoomStoneWood BurningFireplace

Exterior

• General: French DoorsPrivate EntrancePrivate MailboxPrivate YardRain GuttersSliding Doors
• Style: Contemporary
• Other Structures: Front PorchDeckRear PorchScreenedPatioCovered
• Pool: Chlorine FreeDeckGuniteIn GroundLightingPool AlarmScreen EnclosureTile

Construction

• Roofing: Shingle
• General: HardiPlank TypeFrameThree Or MoreSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: R-3LAKE TARPON ESTATES LOT 31 32-27-16-48780-000-031032-27-16-48780-000-0310
• View: PoolWater

Utilities

• Utilities: Cable AvailableCable ConnectedElectricity AvailableElectricity ConnectedPhone AvailablePublicSewer AvailableSewer ConnectedSprinkler WellWater AvailableWater Connected
• Water: Canal/Lake For IrrigationPublic
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple