3157 N CANAL DRIVE, Palm Harbor, FL 34684

• 5 beds |
• 4 baths |
• 4,496 sqft

Property Description

LAKE TARPON LUXURY WATERFRONT LIVING Wake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment. Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving. Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside. Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: • New Roof (2021) • Three New HVAC Systems (2023) • Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) • Windows and Pool-Deck Sliding Doors Replaced (2019) • Refurbished Private Dock with Davits and Covered Lifts (2023) These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership. Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be purchased fully furnished, offering a seamless transition into one of Palm Harbor's most desirable waterfront communities. 360° Virtual Tour, Interactive Floor Plan, and Video Walkthrough Available.

Listing Status:

Active

Date Added:

October 1, 2026

Data Last Updated:

November 12, 2026 at 3:21PM

Listing Office:

PREMIER COMMUNITY REALTY INC : 727-808-1288

Listing Agent:

Brett Schroder : 727-808-1288

Contact:

727-808-1288

MLS ID:

TB8553882

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Chair RailCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-In Closet(s)Wet BarWindow Treatments
• Appliances: Bar FridgeBuilt-In OvenConvection OvenCooktopDishwasherDisposalDryerElectric Water HeaterExhaust FanIce MakerMicrowaveRange HoodRefrigeratorWater SoftenerWine Refrigerator
• Laundry: Electric Dryer HookupInsideLaundry ClosetLaundry Room
• Flooring: CarpetLuxury VinylMarble
• A/C: Central Air
• Heating: CentralHeat Pump
• Fireplace: Family RoomFree StandingMasonryWood BurningFireplace

Exterior

• General: BalconyPrivate EntrancePrivate MailboxPrivate YardRain GuttersShade Shutter(s)Storage
• Pool: GuniteHeatedIn GroundLightingPool AlarmSalt WaterScreen Enclosure

Construction

• Roofing: Shingle
• General: HardiPlank TypeThree Or MoreSlabStem Wall

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: R-3LAKE TARPON ESTATES LOT 3132-27-16-48780-000-0310

Utilities

• Utilities: Cable AvailableCable ConnectedElectricity AvailableElectricity ConnectedPhone AvailablePublic
• Water: Canal/Lake For Irrigation
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple