405 Bay Shore Drive, Panama City Beach, FL 32407

• 3 beds |
• 3 baths |
• 1,968 sqft

Property Description

Designed for those who live on the water, this exceptional canal-front residence delivers true boating functionality paired with timeless Florida architecture. Set on an oversized waterfront parcel with excellent canal depth and direct access to the Gulf, this home offers the infrastructure, flexibility, and scale serious boaters demand. The private dock is equipped with a heavy-duty metal I-beam boat lift powered by a ¾-horsepower electric motor, capable of accommodating vessels up to 30 feet (currently configured for a pontoon). Canal depth averages approximately 5-6 feet at center, offering long-term adaptability for a variety of boat sizes. With ample seawall frontage (191') and maneuvering space (80' canal width), this property is ideal for both recreational and seasoned boat owners. Inside, the home provides generous living and dining spaces perfect for entertaining after a day on the water. The renovated kitchen (2015) features granite slab countertops, a farmhouse sink, soft-close cabinetry, a spice cabinet, and a casual breakfast nook designed for both efficiency and comfort. A built-in minibar with sink and custom cabinetry enhances the home's hosting capabilities. Three bedrooms, two full bathrooms, and a convenient half bath near the garage offer flexibility for guests and extended stays. A sun-filled Florida Room expands the living space and features a working fireplace / built-in BBQ grill with working flue, vintage crank-style windows, creating an ideal indoor-outdoor transition space. Additional highlights include a two-car garage with workshop area, full sprinkler system for front and rear yards, and a functioning hot tub overlooking the canal. This is a rare opportunity to secure a waterfront home built for boating offering substantial canal access, lift infrastructure, and the freedom to fully embrace the coastal lifestyle.

Listing Status:

Active

Date Added:

December 28, 2025

Data Last Updated:

April 2, 2026 at 7:18AM

Listing Office:

NAI TALCOR : 850-249-2879

MLS ID:

782987

Interior

• General: Handicap Access
• Appliances: Gas CooktopGas RangeGas Water Heater
• A/C: Central Air
• Heating: CentralFireplace(s)Natural Gas
• Fireplace: Fireplace
• Disability Feature: Accessible Full BathCentral Living AreaAccessible Approach with Ramp

Exterior

• General: Boat LiftBarbecueCovered PatioDockPatioFire PitOutdoor ShowerPorchRain GuttersShed(s)
• Style: Ranch
• Other Structures: Shed(s)EnclosedPorchDeckScreenedPatio
• Parking: Additional ParkingGarageGarage Door OpenerPavedRV Access/Parking

Construction

• Roofing: Metal
• Windows: Double Pane WindowsStorm Window(s)
• General: BrickWood Frame1Slab

Location

• Road/Access: City Street
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: WOODLAWN UNIT 2 LOT 34 BLK 3 ORB 3315 P 28127481-000-000
• View: CanalView

Utilities

• Utilities: Cable ConnectedElectricity Available

Financial

• Source: CPAR_CPAR