5522 Thomas Drive, Panama City, FL 32408

• 4 beds |
• 4 baths |
• 2,095 sqft

Property Description

Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

Listing Status:

Active

Date Added:

March 17, 2026

Data Last Updated:

April 2, 2026 at 7:18AM

Listing Office:

Beachy Beach Real Estate : 850-233-4351

MLS ID:

786911

Interior

• Appliances: Bar FridgeElectric CooktopElectric Oven
• Flooring: Luxury Vinyl Plank

Exterior

• General: DeckPatioOutdoor Shower
• Style: Coastal
• Other Structures: BalconyDeckPatio

Location

• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: GULF LAGOON BEACH LOT 3 BLK 16 ORB 4615 P 27232363-000-000
• View: GulfView
• Fencing: Fenced

Utilities

• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR