440 OLIVE CONCH STREET, Ruskin, FL 33570

• 5 beds |
• 3 baths |
• 2,522 sqft

Property Description

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Listing Status:

Active

Date Added:

May 23, 2026

Data Last Updated:

May 25, 2026 at 9:21PM

Listing Office:

FLORIDA'S 1ST CHOICE RLTY LLC : 813-566-2434

Listing Agent:

Charles Delarosa : 813-708-3937

MLS ID:

TB8511817

Interior

• General: Crown MoldingStone CountersWalk-In Closet(s)
• Appliances: Built-In OvenRefrigerator
• Laundry: Laundry Room
• Flooring: CarpetTile
• A/C: Central Air
• Heating: Central
• Eco/Green Feature: Solar

Construction

• Roofing: Shingle
• General: BlockBrickOneBlockSlab

Location

• Road/Access: Asphalt
• HOA Amenities: 8.0Monthly
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDSHELL COVE PHASE 1 LOT 386U-06-32-19-C07-000000-00386.0

Utilities

• Utilities: Other
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple