108 IRWIN STREET E, Safety Harbor, FL 34695

• 4 beds |
• 3 baths |
• 2,634 sqft

Property Description

Virtually Staged. PRICE IMPROVEMENT! Now offered at $1,399,000—an exceptional opportunity to own a brand-new custom luxury home in the heart of Safety Harbor. Built by Cogdill Builders of Florida, this beautifully crafted Modern Coastal residence combines timeless design, quality craftsmanship, and an unbeatable location just one mile from vibrant Downtown Safety Harbor and Philippe Park. Situated on a quarter-acre homesite in Flood Zone X with NO HOA, this move-in-ready home offers 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 square feet of thoughtfully designed living space. Every detail reflects quality, from the soaring 10-foot ceilings, impact-rated windows, premium porcelain tile flooring, designer lighting, and open-concept floor plan to the exceptional finishes found throughout. The gourmet kitchen is designed for both everyday living and entertaining, featuring custom wood cabinetry, a large Cambria quartz island, a full-height Cambria quartz backsplash, stainless steel appliances, a walk-in pantry, and a spacious laundry room. The primary suite features two oversized custom walk-in closets, dual vanities, and a spacious walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the fourth bedroom offers flexibility as a home office, fitness room, or guest suite. Step outside to the impressive 49-foot covered lanai overlooking a professionally landscaped backyard with irrigation, privacy fencing, and ample space for a custom pool. Pool renderings are available upon request. Enjoy everything that makes Safety Harbor one of Tampa Bay’s most desirable communities, including charming Main Street, waterfront parks, Philippe Park, the marina, award-winning restaurants, boutique shopping, breweries, the Safety Harbor Resort & Spa, weekly farmers markets, concerts, and year-round festivals. Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg are all just a short drive away. Built with durable concrete block construction, energy-efficient features, premium materials, and meticulous attention to detail, this home delivers the quality and craftsmanship today’s buyers expect from a true custom home. Luxury, location, and lasting value come together in one exceptional property. Schedule your private showing today.

Listing Status:

Active

Date Added:

March 30, 2026

Data Last Updated:

July 29, 2026 at 5:21PM

Listing Office:

BUSINESS & REALTY CONSULTING OF FLORIDA : 813-777-4527

Listing Agent:

Emiliya Cogdill : 813-777-4527

MLS ID:

TB8491819

Interior

• General: Ceiling Fans(s)In Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWalk-In Closet(s)
• Appliances: CooktopDishwasherDisposalElectric Water HeaterMicrowaveRange HoodRefrigeratorWater Filtration System
• Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
• Flooring: Tile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: LightingPrivate MailboxPrivate Yard

Construction

• Roofing: Shingle
• Windows: ENERGY STAR Qualified WindowsInsulated WindowsStorm Window(s)
• General: BlockStuccoOneSlab

Location

• Road/Access: Concrete
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: R-3WATER VIEW HEIGHTS BLK CLOTS 9 AND 1034-28-16-95094-003-0090

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPublicSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple