3608 Rita LN, St. James City, FL 33956

• 2 beds |
• 2 baths |
• 1,194 sqft

Property Description

Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

Listing Status:

Active

Date Added:

June 12, 2026

Data Last Updated:

July 28, 2026 at 11:09PM

Listing Office:

Castaways Island Realty LLC : (239) 282-0770

MLS ID:

2026025325

Interior

• General: Laundry TubSmoke DetectorsWindow Coverings
• Kitchen: Island
• Appliances: Electric CooktopDishwasherDryerMicrowaveRefrigerator/IcemakerWasher
• Dining: Breakfast BarDining - FamilyDining - Living
• Laundry: In GarageLaundry Tub
• Flooring: TerrazzoTile
• A/C: Ceiling Fan(s)Central Electric
• Heating: Central Electric

Exterior

• General: Boat Canopy/CoverBoat LiftCaptain's WalkComposite DockDock IncludedElec Avail at dockWater Avail at DockOpen Porch/LanaiCourtyardStorageStorage
• Style: RanchFloridaSingle Family
• Parking: Driveway PavedRV-BoatAttachedParking spaces: 1

Construction

• Roofing: Metal
• Windows: Window Coverings
• General: Concrete BlockStucco1Concrete Block

Location

• HOA Amenities: 0.0
• Originating MLS: Florida Gulf Coast
• County: Lee

Lot

• Zoning: RS-1BAYVIEW ACRES BLK E PB 11 PG 101 LOT 602-46-22-11-0000E.0060
• View: CanalMangrovesWaterView
• Restrictions: None

Utilities

• Water: Central
• Sewer: Septic Tank

Financial

• Source: Florida Gulf Coast