4324 SPINNAKER COVE LANE, Tampa, FL 33615

• 3 beds |
• 4 baths |
• 2,540 sqft

Property Description

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Act quickly, as this property (built in 2005) offers a lower price-point (lowest price in Spinnaker Cove) than a single-family house on the water, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. The seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

Listing Status:

Active

Date Added:

September 18, 2026

Data Last Updated:

September 28, 2026 at 8:21PM

Listing Office:

COLDWELL BANKER REALTY : 813-286-6563

Listing Agent:

Debra Trujillo : 813-966-2520

Contact:

813-286-6563

MLS ID:

TB8549934

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Wood CabinetsSplit BedroomStone CountersWalk-In Closet(s)Wet Bar
• Rooms: Bonus RoomFamily RoomFormal Living Room SeparateInside UtilityLoft
• Appliances: Bar FridgeDishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Filtration System
• Laundry: InsideLaundry ClosetUpper Level
• Flooring: CarpetCeramic TileTile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• Style: CoastalContemporaryFlorida
• Other Structures: PorchDeckRear PorchPatio
• Pool: Outside Bath Access
• Parking: DrivewayGarage Door OpenerGround Level

Construction

• Roofing: Shingle
• Windows: Aluminum FramesInsulated Windows
• General: BlockStuccoThree Or MoreCrawlspace

Location

• Road/Access: Asphalt
• HOA Amenities: GatedPoolCommon Area TaxesPoolEscrow Reserves FundMaintenance StructureMaintenance GroundsRecreational Facilities620.0Monthly
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDSPINNAKER COVE TOWNHOMES LOT 6 BLOCK 9U-11-29-17-642-000009-00006.0
• View: Park/GreenbeltWater

Utilities

• Utilities: Cable AvailableElectricity AvailableElectricity ConnectedFiber OpticsPhone AvailablePublicSewer AvailableSewer ConnectedWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple