38 N Holly Avenue, Fox Lake, IL 60020

• 3 beds |
• 5 baths |
• 4,719 sqft

Property Description

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.

Listing Status:

Active

Data Last Updated:

October 9, 2026 at 5:18PM

Listing Office:

Better Homes and Garden Real Estate Star Homes : 847-548-2625

Listing Agent:

Jim Starwalt : 224-627-7581

MLS ID:

12712635

Interior

• General: Vaulted Ceiling(s)Dry Bar1st Floor BedroomIn-Law Floorplan1st Floor Full BathWalk-In Closet(s)Beamed CeilingsOpen FloorplanSeparate Dining RoomPanelingQuartz Counters
• Rooms: Bedroom 5DenRecreation RoomKitchenEnclosed Porch Heated
• Master Bath: Separate ShowerDouble SinkSoaking Tub
• Appliances: RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Wine RefrigeratorWater Softener OwnedHumidifier
• Dining: Separate
• Laundry: Main LevelIn Unit
• Basement: FinishedExterior EntryRec/Family AreaSleeping AreaWalk-Up AccessFull
• Flooring: Hardwood
• A/C: Central Air
• Heating: Natural GasForced AirSep Heating Systems - 2+
• Fireplace: Wood BurningGas StarterFireplaces: 3
• Disability Feature: None

Exterior

• General: Outdoor GrillFire Pit
• Style: Victorian
• Parking: AsphaltCircular DrivewayGarage Door OpenerHeated GarageYesGarage OwnedDetachedGarageParking spaces: 3

Construction

• Roofing: Asphalt
• Windows: ScreensShadesWindow Treatments
• General: 2 Stories

Location

• HOA Amenities: ParkLakeDockWater RightsStreet PavedInsuranceLake Rights100.0Monthly
• Originating MLS: mred
• School District: 114
• County: Lake

Lot

• Zoning: 05101020030000
• View: Water

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple w/ HO Assn.