1020 Dean Street, St. Charles, IL 60174

• 3 beds |
• 2 baths |
• 1,591 sqft

Property Description

A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!

Listing Status:

Active

Data Last Updated:

May 1, 2026 at 4:20PM

Listing Office:

eXp Realty - St. Charles : 630-400-9009

Listing Agent:

Cory Jones : 630-400-9009

MLS ID:

12625321

Interior

• General: Cathedral Ceiling(s)1st Floor Bedroom1st Floor Full Bath
• Rooms: Sitting Room
• Master Bath: WhirlpoolSeparate ShowerDouble Sink
• Appliances: RangeMicrowaveDishwasherRefrigerator
• Dining: Combined w/ FamRm
• Basement: Partially FinishedFull
• Flooring: Hardwood
• A/C: Central Air
• Heating: Natural GasForced Air
• Fireplace: Fireplaces: 1
• Disability Feature: None

Exterior

• General: Fire Pit
• Style: Bungalow
• Other Structures: WorkshopPoultry Coop
• Parking: AsphaltOff StreetDrivewayYesOwnedParking spaces: 2

Construction

• Roofing: Asphalt
• Windows: Skylight(s)
• General: 1.5 Story

Location

• HOA Amenities: ParkCurbsStreet LightsStreet Paved0.0Not Applicable
• Originating MLS: mred
• School District: 303
• County: Kane

Lot

• Zoning: 0928452021

Utilities

• Utilities: Circuit Breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple