10098 Jefferson Road, Osceola, IN 46561

• 5 beds |
• 5 baths |
• 4,176 sqft

Property Description

***OPEN HOUSE SUNDAY 8/23 FROM 12-2 PM!!*** Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it’s an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!

Listing Status:

Active

Date Added:

August 11, 2026

Data Last Updated:

August 24, 2026 at 7:58AM

Listing Office:

Weichert Rltrs-J.Dunfee&Assoc. : 574-277-7444

Listing Agent:

Brianna Merz : 574-310-9883

MLS ID:

202632571

Interior

• Basement: Partially Finished
• A/C: Central Air
• Heating: Forced Air
• Fireplace: Wood BurningFireplaceFireplaces: 3

Exterior

• General: BrickVinylLimestone
• Style: One and Half Story

Construction

• Roofing: Asphalt

Location

• School District: Penn-Harris-Madison School Corp.

Lot

• Zoning: Lot 5Magrane'S Pro71-10-09-228-005.000-031
• Fencing: Invisible
• Waterfront: 106

Utilities

• Water: Well
• Sewer: Septic