$399,000

642 N Shore Drive, Monticello, KY 42633

  • 4 beds |
  • 3 baths |
  • 2,600 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2011
  • Property Lot Size Icon0.88acre lot
  • Property Parking Icon 1 car garage
  • Property Price Per Square Feet Icon $153/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

Listing Status:
Active
Date Added:
February 24, 2026
Data Last Updated:
April 5, 2026 at 12:39PM
Listing Office:
No Wake Real Estate : 606-753-9253
MLS ID:
26003358
  • General: Entrance FoyerEat-in KitchenWalk-In Closet(s)
  • Appliances: MicrowaveRefrigeratorRange
  • Laundry: Electric Dryer HookupWasher Hookup
  • Flooring: CarpetHardwood
  • A/C: Central Air
  • Heating: Heat Pump
  • Parking: Basement
  • Roofing: Shingle
  • Windows: Blinds
  • General: Brick VeneerTwoConcrete Perimeter
  • HOA Amenities: Maintenance Grounds200.0Annually
  • Originating MLS: Imagine MLS (Bluegrass REALTORS®)
  • School District: Wayne County - 70
  • County: Wayne
  • Zoning: 036-10-01-046.00
  • View: LakeView
  • Utilities: Electricity Available
  • Water: Public
  • Sewer: Septic Tank
  • Source: Imagine MLS (Bluegrass REALTORS®)

This listing courtesy of No Wake Real Estate

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

B

Bell Elementary School

278 Kenny Davis Blvd, Monticello, KY, 42633

Grades 1-2

6.59 miles away

W

Wayne County Middle School

95 Champion Dr, Monticello, KY, 42633

Grades 6-8

6.87 miles away

W

Wayne County High School

2 Kenny Davis Blvd, Monticello, KY, 42633

Grades 9-12

6.56 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.