$995,000

3028 Belknap Beach Rd, Prospect, KY 40059

3 beds |
3 baths |
3,478 sqft

Single-Family Home
Built in 1976
0.36acre lot
2 car garage
$286/sqft
Listed 11 days ago

Property Description

An exceptional opportunity to own premier Ohio River frontage in highly desirable Belknap Beach Estates. Offering approximately 3,400 square feet of finished living space, this thoughtfully refreshed home delivers the ultimate Prospect waterfront lifestyle, complete with multiple docks providing direct access for boating and recreational enjoyment. Designed to capture natural light and river views, the main kitchen is located on the second floor and features beautifully preserved original cabinetry and hardware — timeless, high-quality craftsmanship complemented by updated lighting and fresh finishes. The layout flows seamlessly into inviting living and entertaining spaces. A kitchenette addition on the first floor creates outstanding flexibility. With one bedroom on the main level and two additional bedrooms upstairs, the floor plan is ideal for multipurpose living, private guest quarters, or work-from-home needs — all while maintaining privacy and separation of space. The primary bath has been tastefully refreshed, offering a comfortable retreat with opportunity for future personalization. Riverfront properties with multiple docks in this established Prospect enclave are increasingly rare. This is a unique opportunity to enjoy space, versatility, and direct waterfront access — all just minutes from the amenities of Prospect.

Listing Status:: Active
Date Added:: March 2, 2026
Data Last Updated:: March 13, 2026 at 7:36AM
Listing Office:: Kentucky Select Properties : 502-271-5000
MLS ID:: 1710250

Basement: None
A/C: Central Air
Heating: ElectricForced AirNatural Gas
Fireplace: Fireplaces: 0

General: Hot TubBoat Slip
Style: Traditional
Parking: AttachedEntry FrontDrivewayOn Street

Roofing: FlatShingle
General: OtherWood Frame2Slab

HOA Amenities: 0.0
Originating MLS: APEX MLS (Greater Louisville Association of REALTORS®)
County: Oldham

Zoning: 02-01-00-81
Fencing: NoneOther

Utilities: Electricity ConnectedFuel:Natural
Water: Public

Source: APEX MLS (Greater Louisville Association of REALTORS®)

This listing courtesy of Kentucky Select Properties

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Goshen Elementary School

12518 Ridgemoor Dr, Prospect, KY, 40059

Grades KG-5

1.83 miles away

North Oldham Middle School

1801 S Highway 1793, Goshen, KY, 40026

Grades 6-8

2.44 miles away

North Oldham High School

1815 S Highway 1793, Goshen, KY, 40026

Grades 9-12

2.53 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.