3320 ARUNDEL ON THE BAY RD, Annapolis, MD 21403

• 3 beds |
• 4 baths |
• 1,812 sqft

Property Description

Welcome to 3320 Arundel on the Bay Road—where relaxed coastal living meets thoughtful design in the water-privileged community of Oyster Harbor. This beautifully maintained and upgraded 3-bedroom, 3.5-bath coastal-style home offers the perfect blend of indoor comfort and outdoor enjoyment. Inside, you’ll find an upgraded and inviting open plan design complemented by a cozy wood-burning fireplace, and three ensuite bedrooms, each with a private bath. The finished lower level offers full daylight and a walk-out slider to a private paver patio. A versatile studio apartment with quarts counter tops and bright white cabinetry, is ideal for guests, rental income, or a private workspace—with its own separate entry. Step outside and experience the home’s exceptional exterior features. The premium IPE wood dining deck and front stairs provide a durable and stylish space for entertaining or relaxing, enhanced by a clear-view vinyl-clad railing system. The property includes five parking spaces, multiple brick paver walkways, a private entry to the studio, a brick patio with garden beds, and two rear storage sheds, including a walk-in shed with a window. Every detail is designed for both function and coastal curb appeal. Living in Oyster Harbor means enjoying unmatched access to the Chesapeake lifestyle. This sought-after waterfront community borders Oyster Creek, Fishing Creek, and the Chesapeake Bay, offering multiple shoreline access points for boating, paddling, and soaking in the views. Residents enjoy a private sandy beach with designated swimming areas, sea nettle nets, picnic spots, BBQ areas, and a gazebo perfect for gatherings. For boating enthusiasts, the community features three marinas with 30–40 slips, boat ramps, multiple piers, and docking locations. There’s even a dedicated fishing pier, dinghy racks, and floating dock spaces for small craft like kayaks, paddleboards, and Sunfish sailboats. Whether you’re crabbing, fishing, or simply enjoying the water, this community checks every box. This is more than just a home—it’s a gateway to a vibrant coastal lifestyle in one of Annapolis’ most vibrant water-access neighborhoods. Come home to your get-away lifestyle!

Listing Status:

Pending

Date Added:

April 10, 2026

Data Last Updated:

June 22, 2026 at 6:18AM

Listing Office:

Northrop Realty : 4105310321

Listing Agent:

Creig E Northrop III : 4105310321

MLS ID:

MDAA2141892

Interior

• General: 2nd KitchenBathroom - Soaking TubBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaBuilt-InsButlers PantryCeiling Fan(s)Dining AreaEntry Level BedroomFloor Plan - OpenFormal/Separate Dining RoomPantryPrimary Bath(s)Recessed LightingUpgraded CountertopsWalk-in Closet(s)Water Treat SystemWindow TreatmentsWood Floors
• Rooms: Living RoomDining RoomPrimary BedroomSitting RoomBedroom 2Bedroom 3KitchenLaundryBathroom 2Bathroom 3Primary BathroomHalf Bath
• Appliances: Built-In MicrowaveBuilt-In RangeDishwasherDisposalDryerDryer - ElectricExhaust FanExtra Refrigerator/FreezerOven - Self CleaningOven/Range - ElectricRefrigeratorStoveWasherWasher/Dryer StackedWaterHeaterWater Conditioner - Owned
• Laundry: Has LaundryUpper FloorWasher In UnitLower Floor
• Basement: OtherConnecting stairwayDaylightFullFully finishedHeatedImprovedInterior accessOutside entranceRear entranceShelvingSump pumpWalkout levelWindows
• Flooring: HardwoodCeramic tilePartially carpetedWood
• A/C: Heat Pump(s)Central A/C
• Heating: Forced AirElectric
• Fireplace: Mantel(s)WoodFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Extensive HardscapeSecure StorageSidewalksPrivate BeachAbove GradeBelow Grade
• Style: ContemporaryTransitionalCoastal
• Other Structures: PorchDeckPatio
• Parking: Gravel Driveway

Construction

• Roofing: Architectural Shingle
• Windows: CasementDouble hungDouble pane windowsEnergy efficientScreensVinyl clad
• General: Frame3Other

Location

• Originating MLS: BRIGHT_MAIN
• School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
• County: ANNE ARUNDEL-MD

Lot

• Zoning: R2020259703073200
• View: Garden/Lawn

Utilities

• Water: Well
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN