515 N Topsail Drive, Surf City, NC 28445

• 4 beds |
• 3 baths |
• 2,285 sqft

Property Description

New Price: $1,198,000 | Brand New HVAC, Pool Heater & Modern Coastal Oasis! Over $110k in Revenue Already Booked/Executed This Year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom, 2,285 sqft single-family home located in the heart of Surf City. Just a short walk to restaurants, shops, the pier, Intracoastal Waterway activities, and the pristine beaches of Topsail Island. The thoughtfully designed layout features decks off every level, delivering stunning ocean views from the living room and front upper deck, plus peaceful sound views from the back decks. Outdoor living shines in the fully fenced backyard oasis, complete with a private inground saltwater swimming pool, fire pit, covered decks and porch, outdoor shower, and convenient cargo lift. Recent Upgrades & Improvements: Brand new HVAC system for year-round comfort and efficiency New pool heater Newly epoxied garage floors for a clean, durable finish Freshly power washed exterior 2021 interior updates featuring luxury vinyl plank flooring in living areas and berber carpet in select bedrooms Inside, enjoy granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, and a luxurious master suite with wet bar, expansive walk-in closet, and updated bathroom with walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. The versatile bottom-floor room easily converts into a 5th bedroom, private apartment, or additional office. An outdoor elevator provides effortless access between all levels. This home is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest favorites), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the property exceptionally well for strong short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and year-round appeal in Surf City's desirable rental market while keeping maintenance low. Whether you're looking for a primary residence, vacation home, or high-performing investment property, this turn-key coastal gem offers unbeatable proximity to the ocean and island lifestyle at the new price of $1,198,000.

Listing Status:

Active

Date Added:

May 6, 2026

Data Last Updated:

June 28, 2026 at 12:18AM

Listing Office:

REAL Broker LLC : 919-348-2585

MLS ID:

100569532

Interior

• General: Walk-in Closet(s)Entrance FoyerKitchen IslandCeiling Fan(s)ElevatorFurnishedPantryReverse Floor PlanWalk-in ShowerBlinds/ShadesWalk-In Closet(s)
• Master Bedroom: Non Primary Living Area
• Appliances: Mini RefrigeratorRefrigeratorIce MakerDisposalDishwasherElectric Range
• Laundry: In Hall
• Basement: None
• Flooring: LVT/LVPCarpetTile
• A/C: Central Air
• Heating: PropaneFireplace(s)ElectricForced AirHeat PumpElectricPropane

Exterior

• General: Outdoor ShowerShower
• Other Structures: ShowerDeckPatioCovered
• Pool: In Ground
• Parking: Garage Faces FrontConcretePavedGarageParking spaces: 2

Construction

• Roofing: Architectural Shingle
• General: Shake SidingWood FrameThree Or MoreSlab

Location

• Road/Access: MaintainedCity StreetState RoadSee Remarks
• Originating MLS: Hive MLS
• County: Pender

Lot

• Zoning: RL 10PB 3/45SURF CITY4245-11-2227-0000
• View: OceanWater
• Fencing: Wood

Utilities

• Utilities: Sewer ConnectedWater Connected
• Water: Public
• Sewer: Municipal SewerSurf City

Financial

• Source: Hive MLS