38 Saddle Lane, Centereach, NY 11720

• 3 beds |
• 2 baths |
• 1,470 sqft

Property Description

LOW TAXES! Move right in and make it your own! This spacious 3-bedroom, 2-bath split-level home offers a beautifully maintained, move-in-ready interior with a unique and versatile layout. Step inside to a bright and inviting living room, then head down a few steps to the spacious lower-level living area, perfect for entertaining, a family room, game room, or additional lounge space. This level also features a convenient outside separate entrance, located just steps from the access to the basement. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, while another short flight of stairs leads to a private third bedroom on its own level—ideal for added privacy, a home office, guest space, or primary bedroom setup. The basement provides even more space for storage, a gym, workshop, or future possibilities. The interior is truly move-in ready, while the exterior offers the perfect opportunity to add your own finishing touches and build equity. Priced attractively with the exterior TLC already taken into consideration, this home offers tremendous space, flexibility, and value. Don’t miss this opportunity!

Listing Status:

Active

Data Last Updated:

August 11, 2026 at 4:22AM

Listing Office:

Elite Realty Advisers LLC : 631-792-2174

MLS ID:

1036761

Interior

• General: Eat-in Kitchen
• Appliances: DishwasherGas OvenMicrowaveRefrigerator
• Basement: PartialUnfinished
• Flooring: CarpetHardwoodVinyl
• A/C: None
• Heating: BaseboardOil
• Fireplace: FireplaceFireplaces: 1

Exterior

• Style: Split Level
• Parking: Driveway

Location

• Originating MLS: onekey2
• School District: Middle Country
• County: Suffolk County

Lot

• Zoning: 0200-421-00-01-00-028-000
• Fencing: Chain LinkWood

Utilities

• Utilities: Electricity ConnectedNatural Gas Connected
• Water: Public
• Sewer: Cesspool

Financial

• Source: onekey2