132 Newbury Dr, White House, TN 37188

• 4 beds |
• 4 baths |
• 2,553 sqft

Property Description

A RARE FINANCING OPPORTUNITY FOR TODAY'S BUYERS! This home has an existing mortgage with approximately $335,000 remaining at an incredible 3% fixed interest rate that may be assumed by a qualified buyer. What does that mean in plain English? Instead of financing the entire purchase price at today's mortgage rates, an approved buyer can take over approximately $335,000 of the seller's existing mortgage at just 3% interest and finance only the remaining balance separately. For example, on a $610,000 purchase with 10% down, approximately $335,000 could remain financed at 3%, leaving approximately $214,000 to finance separately. If that additional financing were obtained at 6.5%-7%, the balance-weighted rate across the two loans would be approximately 4.4%-4.6%. And unlike a temporary builder rate incentive that may expire after the first year or two, the 3% rate on the assumed portion remains in place for the remaining term of that existing loan. This could represent a significant financing advantage for the right buyer. Buyer must qualify for the mortgage assumption, and availability, terms and any secondary financing should be verified with the applicable lenders. 4-bedroom, 3.5-bath home in Reserve at Palmers Crossing, White House, TN, with main-level primary suite. 2,553 sq ft built in 2021: gourmet kitchen with double ovens, two-tone cabinets, and walk-in pantry; spa bath with soaking tub; huge upstairs loft; three additional bedrooms, one with built-ins and Murphy bed. Covered porch, 350-sq-ft stamped patio with fire pit, landscaped grounds with greenway views. Tankless water heater, 2-car attached garage, convenient I-65 access for the Nashville commute.

Listing Status:

Active

Date Added:

September 9, 2026

Data Last Updated:

November 10, 2026 at 1:19PM

Listing Office:

Mark Spain Real Estate : 5613150495

Listing Agent:

Frank Giacomelli : 5613150495

MLS ID:

3529056

Interior

• General: Ceiling Fan(s)Walk-In Closet(s)
• Appliances: Built-In Electric OvenDouble OvenCooktopGas RangeDishwasherRefrigerator
• Basement: None
• Flooring: CarpetLaminateTile
• A/C: Central AirElectric
• Heating: CentralNatural Gas
• Eco/Green Feature: DoorsWater Heater

Exterior

• Style: Traditional
• Other Structures: DeckPatioCovered
• Parking: Garage Door OpenerGarage Faces FrontConcreteDrivewayParking spaces: 4

Construction

• Roofing: Shingle
• General: Two

Location

• HOA Amenities: Maintenance Grounds70.0Monthly
• Originating MLS: realtrac
• County: Sumner CountyTN

Lot

• Topography: Rolling Slope
• Zoning: 077K B 01400 000

Utilities

• Utilities: Electricity AvailableNatural Gas AvailableWater Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realtrac