14491 Three Oaks Ter, Montpelier, VA 23192

• 5 beds |
• 5 baths |
• 5,271 sqft

Property Description

Welcome to Split Oaks, a waterfront retreat situated 5 acres private acres providing exceptional outdoor living. Upon pulling down the paved driveway you will notice the peaceful waterfront setting, mature landscaping and the beautiful custom all brick home. Inside, you will find a grand 2 story foyer with wrap around staircase. To the right of the foyer is an office/study with glass French Doors for privacy, built in bookshelves in the & decorative dental molding. On the other side of the foyer is a formal dining room that flows into the eat in kitchen. The eat in kitchen has a large center island with granite countertop, ample cabinet space, stainless steel appliances, adjacent dining area & views of the lake from the kitchen sink. Adjacent to the kitchen is a Florida room with access to the back deck. The family room offers a fireplace, bar area for entertaining & more views of the water. Rounding out the first floor is a guest bedroom, full hall bathroom, powder room & laundry room. Upstairs, you will find the private owners suite with panoramic views of the lake, a fireplace, his and her separate bathrooms, which is a true luxury and a 2 walk in closets. The basement is perfect for entertaining with a bonus room with wood burning fireplace & bar, plus 2 bedrooms, a full bathroom & a built in sauna. The outdoor spaces are a true highlight, featuring an expansive brick patio with outdoor fireplace, covered dining pavilion, and multi-level deck, creating the perfect setting for entertaining or unwinding in total privacy. There is also a dock to put in paddle board or kayak. This is a rare waterfront property that blends privacy & recreation.

Listing Status:

Active

Data Last Updated:

July 5, 2026 at 3:17PM

Listing Office:

Napier REALTORS ERA : (804) 794-4531

Listing Agent:

Megan Napier : (804) 314-9935

MLS ID:

2614098

Interior

• General: Wet BarBedroom on Main LevelSeparate/Formal Dining RoomEat-in KitchenFrench Door(s)/Atrium Door(s)FireplaceGranite CountersKitchen IslandWalk-In Closet(s)
• Appliances: Built-In OvenDishwasherElectric Water HeaterGas CookingDisposalRefrigeratorWater Heater
• Basement: FullWalk-Out Access
• Flooring: Partially CarpetedWood
• A/C: Central AirElectricZoned
• Heating: ElectricHeat PumpPropaneZoned
• Fireplace: GasWood BurningFireplaceFireplaces: 3

Exterior

• General: DeckDockHot Tub/SpaSprinkler/IrrigationPaved Driveway
• Style: Cape CodCustom
• Other Structures: Front PorchDeck
• Pool: None
• Parking: AttachedDirect AccessDrivewayGarageGarage Door OpenerPavedGarage Faces RearGarage Faces Side

Construction

• Roofing: Shingle
• General: BrickDrywall1Slab

Location

• HOA Amenities: Common Areas800.0Annually
• Originating MLS: CVR
• County: Hanover

Lot

• Zoning: CLAYBANK LOT 17 BLK B7841-49-4573
• Fencing: None

Utilities

• Water: Well
• Sewer: Septic Tank

Financial

• Source: CVR
• Ownership: Estate