20 FRANCIS CT, Stafford, VA 22554

• 5 beds |
• 4 baths |
• 3,878 sqft

Property Description

ASSUMABLE 3% VA LOAN OPPORTUNITY in North Stafford Community with community pool! Concrete walkway to in-law suite from driveway with full kitchen and second laundry. This meticulously cared for upgraded Builder Home has added crown molding and shadow boxing everywhere you turn. 5-bedroom, 3.5-bath home in an unbeatable location. Quiet cul-de-sac setting, beautiful landscaping, and welcoming front porch. Updated kitchen with two tone cabinets, quartz countertops and backsplash, brand-new GE stainless steel appliances, built in pantry with pull out shelving and built in appliance lift in center island. Photos designed to show modern lifestyle. Access to rear deck off kitchen. Impressive family room boasts 10-foot ceilings and a stunning coffered ceiling and gas fireplace. Hardwoods throughout main level. Upstairs, you'll find hardwood floors throughout, a custom oversized laundry room complete with a dog washing station, wet sink, center folding island with pendant lighting and two built-in office spaces—ideal for working from home, homework stations, or creative projects. Don't miss the laundry chute to this exceptional area too! Fully renovated bathrooms with high-end finishes, 3 bidets and LED touch screen mirrors. Sing in the shower to your hearts content with speakers in all full baths. The fully finished walk-out basement offers incredible flexibility with its full second kitchen, full bath, and separate laundry, making it perfect for multigenerational living, extended guests, or entertaining. Step outside to enjoy the expansive rear deck overlooking a fully fenced backyard that backs to mature trees, offering privacy and a peaceful setting for relaxing or hosting family and friends. Additional highlights include recent roof, siding, and gutters with a transferable warranty, giving buyers added peace of mind for years to come. Conveniently located just minutes from shopping, restaurants, parks, recreation, and major commuter routes, this home truly offers the best of both worlds—a quiet neighborhood setting with easy access to everything you need. VA LOAN OPPORTUNITY! Take advantage of an assumable VA loan with a rate of only 3%! Buyer must meet VA assumption requirements.

Listing Status:

Active

Date Added:

August 7, 2026

Data Last Updated:

August 20, 2026 at 7:18AM

Listing Office:

AGS Browning Realty : 5406591617

Listing Agent:

Justin Sullivan : 7034317162

MLS ID:

VAST2052556

Interior

• General: Breakfast AreaChair RailingsCrown MoldingsDining AreaFamily Room Off KitchenFloor Plan - OpenKitchen - GourmetKitchen - IslandPrimary Bath(s)Window Treatments
• Appliances: DishwasherDisposalDryerExhaust FanIcemakerMicrowaveOven/Range - GasRefrigeratorStoveWasher
• Laundry: BasementUpper Floor
• Basement: Full
• Flooring: Ceramic tileHardwood
• A/C: Ceiling Fan(s)Central A/C
• Heating: Forced AirNatural Gas
• Fireplace: Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Bump-outsAbove GradeBelow Grade
• Style: Colonial
• Other Structures: PorchDeck
• Parking: Asphalt Driveway

Construction

• Roofing: Architectural Shingle
• Windows: Double pane windowsDouble hungEnergy efficientEnergystar qualifiedLow eScreens
• General: Vinyl Siding3Concrete Perimeter

Location

• HOA Amenities: Community CenterJog/Walk PathPool - OutdoorTennis CourtsTot Lots/Playground90.0Monthly
• Originating MLS: BRIGHT_MAIN
• School District: STAFFORD COUNTY PUBLIC SCHOOLS
• County: STAFFORD-VA

Lot

• Zoning: PD129-C-1- -53
• Fencing: FullyRearPrivacy

Utilities

• Utilities: 200 amp service
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN