1911 FAN ALOE WAY, Ruskin, FL 33570

• 6 beds |
• 3 baths |
• 3,362 sqft

Property Description

USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.

Listing Status:

Active

Date Added:

August 7, 2026

Data Last Updated:

August 13, 2026 at 5:21PM

Listing Office:

LPT REALTY, LLC : 877-366-2213

Listing Agent:

Josh Wright : 757-620-6432

Contact:

877-366-2213

MLS ID:

TB8536648

Interior

• General: Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-In Closet(s)
• Rooms: Great RoomInside UtilityLoftStorage Rooms
• Appliances: DishwasherDisposalDryerElectric Water HeaterFreezerIce MakerKitchen Reverse Osmosis SystemMicrowaveRangeRefrigeratorWasherWater PurifierWater Softener
• Laundry: InsideLaundry Room
• Flooring: CarpetHardwoodTileTravertine
• A/C: Central Air
• Heating: ElectricHeat Pump

Exterior

• General: SidewalkSliding Doors
• Parking: DrivewayGarage Door OpenerGround LevelOff Street

Construction

• Roofing: Shingle
• Windows: Blinds
• General: BlockStuccoTwoSlab

Location

• Road/Access: Asphalt
• HOA Amenities: PlaygroundPoolRecreation Facilities20.0Annually
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDSPENCER CREEK PHASE 2 LOT 235U-16-32-19-C3U-000000-00235.0

Utilities

• Utilities: BB/HS Internet AvailableCable ConnectedElectricity ConnectedPublicSewer ConnectedUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple