1326 Santa Cruz Drive, Minden, NV 89423

• 4 beds |
• 3 baths |
• 2,676 sqft

Property Description

Live above the city. Buy below the bank. At 1326 Santa Cruz Drive, you can have the view and keep six figures in your pocket. This exceptional property offers seller financing at just 4% interest, a rare opportunity that can save buyers over six figures in interest payments alone compared to today's market rates. For buyers who don't want to overpay banks and would rather build real equity, this creates a dramatically lower true cost of ownership than competing homes. Set high above the street on a highly coveted stretch of Santa Cruz Drive, this home delivers a rural, palatial estate feel with unobstructed Sierra Nevada views, endless sunshine, and open vistas in every direction. With no HOA, you'll enjoy total freedom and privacy while remaining close to town. Nearly every room captures the views, filling the home with natural light and a constant connection to the surrounding landscape. Two fireplaces add warmth and ambiance, while expansive windows frame the mountains and city below. The sellers have made major investments in landscaping and outdoor living, creating a true retreat ideal for entertaining or quiet evenings under the stars. The oversized corner lot offers exceptional flexibility, with room to add an ADU, pool, or sports court—perfect for long-term value and lifestyle expansion. Practical features complete the package, including RV parking, a huge 3-car garage, and the peace of mind of being connected to city sewer (completed just two years ago). With unmatched views, flexible land, no HOA, rare financing terms, and a premier elevated location, 1326 Santa Cruz Drive stands apart as one of the most unique and financially strategic opportunities on the market.

Listing Status:

Active

Date Added:

January 29, 2026

Data Last Updated:

February 15, 2026 at 7:40PM

Listing Office:

Real Broker LLC : 855-450-0442

Listing Agent:

Dave Lass : 775-531-8410

MLS ID:

260000995

Interior

• General: Vaulted Ceiling(s)Breakfast BarPantryWalk-In Closet(s)Entrance Foyer
• Appliances: DryerDisposalDishwasherGas RangeMicrowaveWasherOvenENERGY STAR Qualified AppliancesGas Cooktop
• Laundry: Washer HookupLaundry RoomSinkCabinetsShelvesElectric Dryer HookupGas Dryer Hookup
• Flooring: CarpetCeramic TileLaminate
• A/C: Attic FanCentral AirENERGY STAR Qualified Equipment
• Heating: ENERGY STAR Qualified EquipmentFireplace(s)Forced AirNatural Gas
• Fireplace: GasInsertLiving RoomPrimary BedroomFireplaceFireplaces: 0

Exterior

• General: BalconyDog RunRain GuttersGas/Propane StubShed(s)
• Other Structures: Shed(s)
• Parking: AttachedGarageGarage Door OpenerParking PadRV Access/ParkingAdditional ParkingGarage Door Opener ControlsParking spaces: 8

Construction

• Roofing: CompositionShinglePitched
• Windows: BlindsDouble Pane WindowsVinyl FramesRods
• General: BrickWood Siding2Crawl Space

Location

• Road/Access: Other
• County: Douglas

Lot

• Zoning: SF1420-21-810-006
• View: DesertMeadowMountain(s)Trees/WoodsValleySki ResortView
• Fencing: Partial

Utilities

• Utilities: Cable AvailableCable ConnectedElectricity AvailableElectricity ConnectedNatural Gas AvailableNatural Gas ConnectedPhone AvailablePhone ConnectedSewer AvailableSewer ConnectedWater AvailableWater ConnectedCellular CoverageInternet AvailableInternet ConnectedWater Meter Installed
• Water: Public
• Sewer: Public Sewer