689 Ladd Avenue, Chattanooga, TN 37405

• 4 beds |
• 4 baths |
• 2,840 sqft

Property Description

If you've been looking for a home in North Chattanooga with room for guests, extended family, or potential rental income, take a closer look at 689 Ladd Avenue. Just minutes from downtown and the restaurants, shops, and parks of the Northshore, this four-bedroom, three-and-a-half-bath home offers approximately 2,840 square feet across three levels, including a fully furnished lower-level apartment with its own exterior entrance. The downstairs space is what makes this home especially interesting. With a full kitchen, bedroom, bathroom, living area, and separate laundry hookups, it is already furnished for someone looking to host family or explore short, mid, or long-term rental possibilities, subject to applicable regulations, permits, and eligibility. A replacement mini-split HVAC system and a French drain added near the lower entrance are among the recent improvements. On the main level, hardwood floors and a gas fireplace make the living area feel welcoming. The kitchen has an island with bar seating and an updated backsplash, with a separate dining area nearby. Fresh interior paint gives the home a refreshed look. Upstairs, the spacious primary suite includes a remodeled bathroom, with additional bedrooms and laundry hookups on the same level. Outside, the fenced yard offers space for pets, gardening, or simply enjoying some time outdoors without a large yard to maintain. Whether you'd use the lower level for visiting family, a separate household space, or a potential income-producing rental, it's easy to see the appeal of having those options in this location. At 689 Ladd Avenue, you're close to downtown Chattanooga and the Northshore, with the added benefit of a furnished apartment that's already in place.

Listing Status:

Active

Date Added:

October 9, 2026

Data Last Updated:

November 10, 2026 at 4:36AM

Listing Office:

Keller Williams Realty : 423-664-1900

MLS ID:

1544327

Interior

• General: Double VanityGranite CountersIn-Law FloorplanSoaking TubWalk-In Closet(s)Separate ShowerTub/shower ComboEn SuiteSeparate Dining Room
• Appliances: DisposalDishwasherFree-Standing Electric RangeMicrowave
• Laundry: Electric Dryer HookupGas Dryer HookupLaundry RoomWasher Hookup
• Basement: FinishedFull
• Flooring: ConcreteHardwood
• A/C: Central AirElectric
• Heating: CentralElectric
• Fireplace: Gas StarterGas LogFireplaceFireplaces: 1

Exterior

• General: None
• Parking: GarageGarage Door OpenerOff Street

Construction

• Roofing: Shingle
• General: HardiPlank TypeStoneSlab

Location

• Originating MLS: Greater Chattanooga REALTORS®
• County: Hamilton

Lot

• Zoning: Lt 32B Valhambrosia Waynes Addition To North Chattanooga Pb 117 Pg 106 Out Of 135B C 002 For 2020135b C 002.02
• Fencing: Back YardFenced

Utilities

• Utilities: Cable AvailableElectricity AvailablePhone AvailableSewer Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Chattanooga REALTORS®