172 COVENANT WAY, Bumpass, VA 23024

• 4 beds |
• 3 baths |
• 3,114 sqft

Property Description

Buyer's financing fell through, giving someone else a second shot at one of the best values on the private side of Lake Anna. If you missed it the first time, don't assume it'll still be here tomorrow. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice.

Listing Status:

Active

Data Last Updated:

July 5, 2026 at 8:17PM

Listing Office:

Lake Anna Island Realty : 5408944400

Listing Agent:

Madison Nykole Atkins : 5407485050

MLS ID:

VALA2009180

Interior

• General: AtticBathroom - Soaking TubBathroom - Tub ShowerBreakfast AreaCeiling Fan(s)Dining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - IslandPrimary Bath(s)Walk-in Closet(s)
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4KitchenFamily RoomBreakfast RoomLoft
• Appliances: Built-In MicrowaveDishwasherOven - Single
• Flooring: Luxury vinyl plank
• A/C: Central A/C
• Heating: Heat Pump - Electric BackUpElectric
• Fireplace: Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Above Grade
• Style: Craftsman
• Other Structures: RoofPorchDeck

Construction

• Roofing: Architectural Shingle
• General: Frame2Crawl Space

Location

• HOA Amenities: Boat Dock/SlipBoat RampCommon GroundsLakePicnic AreaPier/DockWater/Lake PrivilegesCommon Area MaintenancePier/Dock Maintenance610.0Annually
• Originating MLS: BRIGHT_MAIN
• School District: LOUISA COUNTY PUBLIC SCHOOLS
• County: LOUISA-VA

Lot

• Zoning: RR47A 3 10
• View: Lake
• Waterfront: 40

Utilities

• Water: Well
• Sewer: On Site Septic

Financial

• Source: BRIGHT_MAIN