4112 Finch Lane, Chattanooga, TN 37419

• 4 beds |
• 3 baths |
• 2,490 sqft

Property Description

Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

Listing Status:

Active

Date Added:

May 15, 2026

Data Last Updated:

May 20, 2026 at 7:36AM

Listing Office:

The Agency Chattanooga : 423-541-2800

MLS ID:

1534762

Interior

• General: Cathedral Ceiling(s)Ceiling Fan(s)Crown MoldingDouble VanityEat-in KitchenGranite CountersHigh CeilingsHis and Hers ClosetsHigh Speed InternetOpen FloorplanPantryPrimary DownstairsRecessed LightingStorageStone CountersVaulted Ceiling(s)Walk-In Closet(s)Separate ShowerTub/shower ComboEn SuiteSitting AreaBreakfast RoomSeparate Dining RoomPlumbedWhirlpool Tub
• Appliances: CooktopDisposalDouble OvenDishwasherGas CooktopGas Water HeaterMicrowaveWater HeaterWall Oven
• Laundry: Electric Dryer HookupLaundry RoomMain Level
• Basement: None
• Flooring: CarpetCeramic TileHardwood
• A/C: Central AirElectric
• Heating: CentralNatural Gas
• Fireplace: Gas StarterGas LogLiving RoomFireplaceFireplaces: 1

Exterior

• General: LightingRain GuttersSmart Irrigation
• Style: Cape Cod
• Other Structures: None
• Parking: ConcreteDrivewayGarageGarage Door OpenerGarage Faces Side

Construction

• Roofing: AsphaltShingle
• Windows: BlindsScreens
• General: BrickCement Siding2Block

Location

• Road/Access: City Street
• HOA Amenities: ClubhouseDog ParkLandscapingMaintenanceParkPicnic AreaPlaygroundPond Year RoundRecreation FacilitiesTrail(s)160.0Monthly
• Golf: CurbsClubhouseLakePlaygroundStreet LightsSidewalksPickleball
• Originating MLS: Greater Chattanooga REALTORS®
• County: Hamilton

Lot

• Zoning: Lt 23 Cummings Cove Golf Club Phase 1 Pb60 Pg173 Out Of 153-27.07 For 2000153e G 019
• View: GardenHillsMountain(s)View
• Fencing: None

Utilities

• Utilities: Cable AvailableCable ConnectedElectricity AvailableElectricity ConnectedNatural Gas AvailableNatural Gas ConnectedSewer AvailableSewer ConnectedWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Chattanooga REALTORS®